Friday, July 3, 2020

How to Answer GMAT Questions That are About an Unfamiliar Topic

Usually, GMAT questions that are based on your field of work or interests are  simple to comprehend and relatively easy to answer correctly. But what happens when, say, an engineer gets a question based on psychiatry? Is he or she bound to fail? No. Remember that the GMAT  offers a level playing field for test takers from different backgrounds it doesn’t matter whether your major was literature or physics. If you feel lost on a question about renaissance painters, remember that the guy next to you is lost on the problem involving planetary systems. So how can you successfully handle GMAT questions on  any topic? By sticking to the basics. The logic and reasoning required to answer these  questions will stay the same no matter which field the information in the question stem comes from. To give an example of this, let’s today take a look at a GMAT question involving psychoanalysis: Studies in restaurants show that the tips left by customers who pay their bill in cash tend to be larger when the bill is presented on a tray that bears a credit-card logo. Consumer psychologists hypothesize that simply seeing a credit-card logo makes many credit-card holders willing to spend more because it reminds them that their spending power exceeds the cash they have immediately available. Which of the following, if true, most strongly supports the psychologists’ interpretation of the studies?   (A) The effect noted in the studies is not limited to patrons who have credit cards.   (B) Patrons who are under financial pressure from their credit-card obligations tend to tip less when presented with a restaurant bill on a tray with credit-card logo than when the tray has no logo. (C) In virtually all of the cases in the studies, the patrons who paid bills in cash did not possess credit cards. (D) In general, restaurant patrons who pay their bills in cash leave larger tips than do those who pay by credit card. (E) The percentage of restaurant bills paid with given brand of credit card increases when that credit card’s logo is displayed on the tray with which the bill is prepared. Lets break down the argument: Argument: Studies show that cash tips left by customers are larger when the bill is presented on a tray that bears a credit-card logo. Why would that be? Why would there be a difference in customer behavior when the tray has no logo from  when the tray has a credit card logo? Psychologists hypothesize that seeing a credit-card logo reminds people of the spending power given by the credit card they carry (and that their spending power exceeds the actual cash they have right now). The question asks us to support the psychologists interpretation. And what is the psychologists’ interpretation of the studies? It is that seeing a logo reminds people of their own credit card status. Say we change the argument a little by adding  a line: Argument: Studies show that cash tips left by customers are larger when the bill is presented on a tray that bears a credit-card logo. Patrons under financial pressure from credit-card obligations tend to tip less when presented with a restaurant bill on a tray with credit-card logo than when the tray has no logo. Now, does the psychologists interpretation make even more sense? The psychologists interpretation is only that seeing a logo reminds people of their own credit card status. The fact that their spending power exceeds the cash they have right now explains the higher tips. If we are given that some customers tip more upon seeing that card logo and some tip less upon seeing it, it makes sense, right? Different people have different credit card obligation status, hence, people are reminded of their own card obligation status and they tip accordingly. Answer choice  B increases the probability that the  psychologists interpretation is  true because it tells you that in the cases of very high credit card obligations, customers tip less. This is what you would expect if the psychologists interpretation were correct. In simpler terms, the logic here is similar to the following situation: A: After 12 hours of night time sleep, I cant study. B: Yeah, because your sleep pattern is linked to your level of concentration. After a long sleep, your mind is still muddled and lazy so you can’t study. A: After only 4 hrs of night time sleep, I cant study either. Does B’s theory make sense? Sure! B’s theory is that sleep pattern is linked to level of concentration. If A sleeps too much, her  concentration is affected. If she sleeps too little, again her concentration is  affected. So B’s theory certainly makes more sense. Let’s now review answer choice E since it tends to confuse people: (E) The percentage of restaurant bills paid with given brand of credit card increases when that credit cards logo is displayed on the tray with which the bill is prepared. This option supports the hypothesis that credit card logos remind people of their own card not of their card obligations. The psychologists interpretation talks about the logo reminding people of their card status (high spending power or high obligations). Hence, this option is not correct. Now lets examine the rest of the answer choices to see why they are also incorrect: (A) The effect noted in the studies is not limited to patrons who have credit cards. This argument is focused only on credit cards, not on credit cards and their logos, so  this is irrelevant. (C) In virtually all of the cases in the studies, the patrons who paid bills in cash did not possess credit cards. This option questions the validity of the psychologists interpretation. Hence, this is also not correct. (D) In general, restaurant patrons who pay their bills in cash leave larger tips than do those who pay by credit card. This argument deals with people who have credit cards but are tipping by cash, hence this is also irrelevant. Therefore, our answer is B. We hope you see that if you approach GMAT  questions logically and stick to the basics, it is not hard to interpret and solve them, even if they include information from an unfamiliar field. Getting ready to take the GMAT? We have  free online GMAT seminars  running all the time. And, be sure to follow us on  Facebook,  YouTube,  Google+, and  Twitter! Karishma, a Computer Engineer with a keen interest in alternative Mathematical approaches, has mentored students in the continents of Asia, Europe and North America. She teaches the  GMAT  for Veritas Prep and regularly participates in content development projects such as  this blog!

Tuesday, May 19, 2020

Risk Management Analysis Essay - 1627 Words

This assignment will discuss the theoretical basis of financial risk, because managers need to be aware that financial risk its present in all sectors of activity so that they can run business efficiently and take advantageous investment choices, considering the different types of financial risk relevant to the current economic climate, as well as evaluating the methods available to business for managing, and by observing a case study where risk management has possibly failed. Risk is the doubt about future gains or losses, thus such doubts reveal that some future expectation and their impact cannot be predicted Chorafas (2008). Markowitz cited in Brigham, Gapenski and Ehrhardt (1999), argues that the portfolio theory can get high†¦show more content†¦However Arnold (2002), argues that, it can only be used for European Options, that the share does not pay dividends, and the share price does not vary, although the model ´s assumptions may be adaptable. Modigliani and Miller as cited in Damodaran (2001), created a model arguing that if the market is efficient, no matter how the firm finances itself, with debts or equity, the value of the firm will remain the same, because both firm and shareholders will have same the value for rate of return, thus the unique factor capable of influencing the capital structure is the cash flow generated. However Arnold (2002), suggests that Modigliani Miller have created a model that might b e based in assumptions, which in reality might not work, because there exist costs affecting the capital structure of a firm, as paying taxes. Additionally high gearing levels may increase risk of failing, thus it lies a need to have a pro-active thought about its assumptions before place it into practice. When undertaking an investment several types of risk may arise, Brealey et al. (2001). Banks are vulnerable to liquidity risk because the more they create liquidity the greater is the exposition to losses, Diamond cited in Voon-Choony et al. (2010). Gatev cited in Voon-Choony et al. (2010) supports that, banks make agreements to lendShow MoreRelatedRisk Analysis Of Risk Analysis And Management984 Words   |  4 Pages1. Risk analysis and management One of the key segments of applying administrative safeguards to ensure or protect the association s health care records or data is known as risk analysis. It is difficult to set up a successful risk management program if the association doesn t know about the dangers or risks that exist. Risk analysis is generally new to medical field. Couple of associations/ organization implemented formal security hazard/risk assessment before the HIPAA rules publication. ThisRead MoreRisk Analysis : Risk Management1042 Words   |  5 PagesRisk Analysis Most industry-based corporations define risk analysis as a tool utilized to factor the success rate of a project, examine supply surpluses or shortfalls, and to analyze and implement corrective actions if or when required. Hilti pairs their unique framework to the company’s vision and employs several checks and balances to level and maintain standards. Hilti balances risk via their corporate governance system designed to stimulate an enterprise-wide risk management system (HiltiRead MoreRisk Management Analysis Of J.p1997 Words   |  8 PagesRisk Management Analysis of J.P. Morgan Private Bank FIN6383-Final Case Study Shiyang Wang Introduction J.P. Morgan Private Bank was one of the most successful banking services globally. It offered high-end financial products and services with professional risk management team. 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For this we need to understand the benefits and as well as the limitations of both the concepts. Supply chain risk is about any threat of interruption in the order of workings of the supply chain. This Risk is generated as result of risk ‘drivers’ that are internal or externalRead MoreSwot Analysis Of Risk Management Plan1929 Words   |  8 PagesSWOT Analysis Risk Management Plan INTRODUCTION As a parent, you are faced with a number of trials and tribulations. You have the responsibility to ensure your children’s proper care. Childcare is one of the dilemmas parents face. Childcare should be established for infants and toddlers. When children start school, after school care becomes necessary for working parents. 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Wednesday, May 6, 2020

Internet Marketing - 1470 Words

Since its release in 1991, Internet revolution has changed the way companies do business and customers consumers buy products. Chaffey et. al. (2003) defines Internet Marketing as the use of Internet to achieve marketing objectives and support the modern marketing concept. Internet opens a world of opportunities to the organizations as well as customers. It gives customers a much wider choice of products, services and prices from various suppliers. For organizations, it gives opportunity to widen horizons by entering new markets and offering new services thereby competing with larger business. Internet marketing may be used for business to business or business to consumer environment (Chaffey et al., 2003). Location-free and lower†¦show more content†¦Retailers in UK must take advantage of increasing number of internet users. Since the location is no more important, products can be provided at lower prices. New entrants can take advantage of financial freedom by developing organization as per logistical demands for a new format. Niche Markets can reach more new customers due to global presence. Hamleys toy shop in London for example, gets majority of its sales on website from US customers. By use of website a retailer can display any number of products. Also firms can collect rich data from customers and personalize service for them. Advantages to consumers include 24 hour shopping. Thus they can shop anytime and no longer have to wait in the queues. Moreover, some goods like music and software can be received instantaneously (Afuah Tucci, 2003). Although there are many advantages of online shopping, there are a few disadvantages as well. Online shopping cannot provide the social experience. Most of the consumers like to see, touch and test products before buying. Online distribution doesn’t allow good display of products. 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The benefits of internet marketing is thatRead MoreInternet Marketing of HND1281 Words   |  6 Pagestitle Internet Marketing Assessor Lun HOU I confirm that this is all my own work and has not been submitted for any previous assessmentStudent signatureDate OutcomeCriteriaAssessors decisionInternal VerificationLO1 Understand marketing through the internet. 1.1 explain the elements of internet marketing 1.2 evaluate the internet marketing mix1.3 compare internet marketing tools e-tools1.4 examine interactive order processingLO2 Be able to use the internet for promotionRead MoreMarketing : Internet Marketing And Advantages Enjoyed By Internet Marketers1164 Words   |  5 Pagesreferred to as marketing (Kotabe and Helsen). The purpose of marketing is to ensure that they promote or sell products, services of their brand. Marketing can be of different forms considering, what is more, useful for the businesses. 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Thus, a good internet  marketing  plan would help an organization to position their product or service in such a manner that the target audience can be reached. Yet, there are some difficulties that companies and consumers face where the point is for that research. This research points out some major limitations faced by the internet nowadays and on which further re search is required. INTRODUCTION Marketing  is an

The Process of Painting free essay sample

Ive always felt like I straddled the fence that divides colors and words, hoping to somehow be the bridge. When I was in third grade I tried to explain to my mom that my teacher was a green teacher and my friends teacher was a blue teacher. She didnt get it. She didnt understand that when I said green, I meant soft-spoken yet realistic, and when I said blue, I meant calm and nurturing. I just didnt know those words yet. All I knew was that I associated feelings and emotions with colors. Subconsciously Ive always related life to the ROYGBIV spectrum. My math binders are repeatedly black. And my English binders are always pink. It wasnt until I visited France that my theory came full circle and manifested itself in the form of a water lily. Let me explain. Tucked away in a corner of northern France, on the fertile banks of the Seine, lies the heart of Impressionism. We will write a custom essay sample on The Process of Painting or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Giverny, a quiet village with cobblestone streets and quaint cottages, is privy to a trickle of tourists, mostly older women, who make the pilgrimage to see arguably the worlds most beautiful garden. Monet would likely be annoyed that his home and haven is constantly encroached upon by eager sixty-somethings toting digital cameras. Maybe he would rest a little easier knowing his home taught me something about life. Before I divulge my water lily/life metaphor, let me state that I am not one who usually gets philosophical about art. When I went to the Metropolitan Museum, I didnt ponder how Van Goghs sunflowers made me feel about the bursts of hope in mental illness; when I went to the Louvre I walked quickly by the Mona Lisa, unimpressed; and when I went to the Museum of Modern Art in New York, I scoffed at the apparent simplicity of certain â€Å"scribbled† pieces. I am far from an art enthusiast. However, I have always held a certain fondness for Impressionism, and as I biked the miles back to Vernon, home to Givernys nearest train station, I realized why. Impressionism is in fact realism. While Merriam-Webster makes the case that the blended colors of realist paintings, with their brush-strokes indecipherable, is the most veracious portrayal of actuality, I disagree. It is through the muddled messiness of Impressionism that something realistic is brought to fruition. Life is never clean and smooth. Everything I have done in my life is akin to one paint stroke, completely independent from, yet entirely dependent on, the other dollops for meaning. My life in its entirety is the canvas. It started out blank but is currently in the process of becoming something beautiful. My first memory of joy is as a three-year-old running through a Pooh-bear lawn sprinkler with my dad. A thick yellow glob of paint and a sun-filled recollection. In and of itself its a lovely color and an even lovelier memory, but when combined with every other shade of my life, it gains weight, purpose, and meaning. When I think of being three, I think of light yellows and pale blues, carefree days spent under a warm California sun. When I think of being nine, I think of orange and uncertainty. What is orange really? Its not mean, passionate, and convicted enough to be red but not cheerful enough to be yellow. I was an orange nine-year-old, relocated to Little Rock, who quickly had to adapt to a Southern world of â€Å"yes maam† and â€Å"no maam,† grits, hogs, and â€Å"fixin to.† I didnt like it. When I think of the summer of 17, I think about the brightest of turquoises and the prettiest of lilacs, the best three months of my life. But every action and every moment in between fills those years with varying degrees of color. Dark gray for when I hung up the phone and cried big tears and my mom held me on our leather family room sofa – my first encounter with death. Coral for when my fifth-grade crush brought me a heart-shaped box of Reeses and asked to be my boyfriend on Valentines Day. Purple for secret rendezvous and sneaking out of the house. Green – pragmatic and reliable – for hours spent studying. Brown – ugly, mean-spirited brown – for the first time I got made fun of for being Mormon. Red for love. I think Monet understood this when he painted his water lilies. He knew there is necessity in the dark shades, for without them to throw the pastels into relief there would be no contrast and no beauty. Life is the same. Every stroke combines to create something magnificent, but it is up to us to create the masterpiece. I cannot say for certain what my canvas will turn out to be, I only know there is truth and fulfillment to be found in the process of painting.

Tuesday, April 21, 2020

The Younger Generation in the Twenty-First Century free essay sample

We always say ‘we are the future’. Indeed. We, the younger generation represents modern knowledge, new concepts, ambition and great desire for success. But, have you ever thought of this question: how can we be successful in the 21st century, which is full of great challenges and fierce competitions? In my opinion, there are two important factors. First, we have to catch the opportunities and face the challenges. China has successfully entered the World Trade Organization, Beijing has won the bid for the 2008 Olympic Games†¦ If we want to be successful, we have to seize these opportunities. SARS and AIDS, environmental pollution, growing population†¦ We have no choice but to solve these problems with our own hands. Thus, catching the opportunities and trying our best to cope with the difficulties is necessary for us to succeed in the 21st century. ? Secondly, we have to learn to cooperate and compete. Last year, when SARS was spreading rapidly in China, scientists all over the world cooperated with each other and prevented the disease from spreading in a short period of time. We will write a custom essay sample on The Younger Generation in the Twenty-First Century or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page At the same time, they were also competing against each other to see who could conquer the disease first. By cooperating and competing, the world develops day by day. Therefore, we, the younger generation, must know how to cooperate and compete. ? Ladies and gentlemen, we are standing at the outset of a new century, we are at the gate of a new era. Looking back, the 20th century is a century of great developments and remarkable changes. Looking forward, the 21st century is a century full of opportunities, challenges, cooperation and competition. I believe, if we can seize the opportunities, face the challenges, cooperate and compete, success in the 21st century belongs to him, to you and to me.

Monday, March 16, 2020

Horror and despair Essays

Horror and despair Essays Horror and despair Essay Horror and despair Essay By the time we reach chapter 11, the creature has killed Frankensteins brother and condemned his nanny to death by claiming that she committed the murder. At this point we are not inclined to feel sympathy for the creature. After fleeing from the laboratory on the night of his birth, the monster discovers himself cold, unfed, and lonely in the mountains outside Ingolstadt. He describes himself as a poor, helpless, miserable wretch. This quote shows that the creature has taken on Frankensteins name for himself and is recognising himself in the mould that Frankenstein has cast for him. He searches for food and shelter in the woods. Later he finds a cottage and watches and learns form the cottagers about many different aspects of life including how to speak. He hears his own voice for the first time which frightens himself into silence. He clearly feels insecure as well as scared. Mary Shelley is implying that the creature had finally found out why people were so scared of him, and by saying that his voice scared him it suggests that he now knows why people are so mean towards him. The reader is drawn towards sympathy for the creature by the fact that he tries to explain how he feels about being bought into a strange and unknown world where everyone provokes him because he is different. This is portraying prejudice and discrimination against anything or anyone who is different. The language in this chapter helps to create sympathy for the creature as when he states that the clothes he found were insufficient to secure me this creates a sense that even though he is made from adult body parts the create still has to get used to the surroundings just like a new born baby would have to. When the creature first wakes up his reactions are that of a very small child, just learning to walk or use their senses, a strange multiplicity of sensations seized me, and I saw, felt, heard and smelt at the same time. He describes to Frankenstein that it was a long time before he got uses to his four senses. When he tells Frankenstein about wandering through the woods of Ingolstadt, he describes hunger and thirst as being living objects. This could imply that he still needs to get used to the idea that not all things are living but that some are inanimate. This personification suggests persecution. In my view the creature was not born a horrible monster. I believe that because Frankenstein was so surprised that his creation actually worked, and also cowardly towards him, it gave the creature a sense of not belonging and loneliness. On his first encounter with humans, the creature is given the perspective of the barbarity of man. With every meeting of humans, the creature is tormented and hurt in such a way that it starts to make him fight back and reinforces the initial perspective. I believe this to be the cause of turning the creature into a horrible monster; had his experiences been different he may have turned out to be an entirely different type of being. At the end of the book the monster is thrown into despair when he finally stands over the dead body of Frankenstein, and realises that he has destroyed himself by destroying Frankenstein and all he loved. He is described as howling with despair. In my opinion evil can mean very different things. It could mean a person being morally bad or wrong. I think that because Frankenstein created such a miserable wretch, this could in some instances be classed as malicious, since it was Frankensteins desire to create a thing that he could bring back to life. However I do not believe that Frankenstein intended it to cause harm but maybe knew deep down that it was a possible outcome of his actions. In some ways the creature is hardly different to Frankenstein. In some instances the creature deliberately causes great harm and pain to several members of Frankensteins family including Frankenstein himself. It was after all Frankensteins deliberate actions that created the creature in the first place. It is almost as if it was his alter-ego. Because each narrator tells his own story, I think that it has some impact on the effect that it tries to cast over the readers sympathy. As a reader you find that your sympathy switches from Frankenstein, the creature and even Henry Clerval. The story is told in the first person narrative and this has a powerful effect on the reader. For example, when Frankenstein is describing his work towards his creation, he is consumed with his own ambitions and gives no thoughts to the consequences of his actions. This leads the reader to have little sympathy with him. In some measures the creatures actions are justified because of what he suffered. He was given no opportunity to develop any kind of warmth or love because he did not experience it himself. Everywhere he went he was harmed in someway, whether it was mentally or physically. This is shown when he is describing his experiences to Frankenstein. The whole village was roused; some fled, some attacked me, until, grievously bruised by stones and many other kinds of missile weapons, I escaped. In conclusion, I felt as a reader, most sympathy with the creature because he was brought into the world with no real sense of right or wrong, just as a child would be. However, he does not have the support of a family and is not shown love and support to enable him to grow in a way that society perceives as right. I think Mary Shelley is warning that meddling with science and things beyond our understanding could have consequences so bad that we cannot even imagine. Mary Shelley had terrible experiences of birth. Her mother died the day after she was born and she gave birth to several stillborn children. I think that the horror of these circumstances led her to express her feelings of grief and despair in the writing of this novel. I also think that there is an element of her blaming herself for these awful events in her own life. Mary Shelley combines these terrible events in her own life with the scientific experiments of the day to produce this tale of horror and despair.

Friday, February 28, 2020

Chose one of the options in the instructions sheet Essay

Chose one of the options in the instructions sheet - Essay Example The society has realized a new implied meaning that can dictate the growing need for a society that does not have a way of checking on its developmental statuses. The important thing is to look at the impact of this growth based on the critical theory as noted by Max Horkheimer. People come together to form a society that operates within a set of predetermined rules. The main goal is to ensure that people have a shared custom and beliefs that will see them improve, formulate strong relationships and construct strong social gatherings. The important aspect is to understand how to check on the growing attributes and decide whether the society is growing according to what it believes in. Human beings have to note that critical theory asserts the need to critique the society based on the interactions that people have (James & Szeman 90). This implies creating and enhancing the growing liberation of those who feel entangled in the growth process. The society has a growing need to input new thought and feelings in its people, and the only way this has managed to remain a goal in many parts of the world is the current innovation and utility of the Internet. The Internet has changed the way people socialize and communicate. Unlike in the past when the mothers had to train their daughters on womanhood and fathers had to take charge of their sons, the Internet is now a hub of all kinds of information. Teenagers, for example, are looking for advice from the internet and not from their parents. Parents instead of sitting and talking with their children also seek advice from online psychics on how to deal with their children. The Internet, in essence, has revolutionized the way the society interacts (James & Szeman 98-9). The major problem is that this invention has made it easier to maximize on the communication aspect from a global front, where automation of services has lessened the communication time amongst parties in